By Tom Hinton You may just be an emotional spender if you love spending money to feel better. If you have ever heard the term “retail therapy,” you may just have a spending problem. Emotional spending can wreak havoc on your wallet, your relationships, and even your life. It’s imperative to get control now beforeContinue reading “Key Indicators You are an Emotional Spender—and How to Curb the Impulse”
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More and more people are quitting their jobs. So many, in fact, there is a name for it: Quit Culture. It begs the question: Why are hundreds of thousands able-bodied Americans leaving their positions, and in the process, causing our economy to feel the pinch? It’s not solely because people are unhappy with their work,Continue reading “The Rise of “Quit Culture” —The New American Epidemic”
“Protecting Consumers Through Education” Issued By: Thomas Hinton President & CEO American Consumer Council San Diego, CA (800)-544-0414 www.americanconsumercouncil.org ACC’s Overall Performance in FY 2024-2025: The American Consumer Council (ACC) is pleased to report high growth during the past fiscal year. As we begin our new budget year, ACC can report strong growth in threeContinue reading “2024-2025 ACC Executive Summary”
The majority of us are told to begin saving for retirement as early as possible. However, how many of us put any true importance on that advice? Although many people started saving money for their retirement, the rest may not have given it any thought—or even know where to start. It is imperative to saveContinue reading “Retirement Savings Catch-up Strategies for Late Starters”
Experts have raised concerns over consumer spending. As Trump’s tariffs begin this month, an impending recession could be on the way as consumers pull back spending and adopt a “wait-n-see” attitude. The Tariff Scare has attracted worldwide attention, spawning fears of a trade war, and causing a negative backlash towards America. Top analysts are monitoringContinue reading “Experts Sound the Alarm Over Consumer Spending as Tariffs Take Effect”
2025 is already off to a wild start. With new tariffs being implemented, the Department of Education and US AID being dismantled, thousands of seasoned federal employees being lured into retirement with buyouts or face layoffs, and a new president leading the charge, the times are rapidly changing. American consumer, who were just beginning toContinue reading “The Mood of Many American Consumers is Quickly Souring as Change Comes to Washington, D.C.”
Experts are saying a seismic change in the workforce will occur in 2025. After the coronavirus hit in 2019, the workforce has become wonky. People have opted for remote and hybrid positions that allow for better work/life balance. Others have joined The Great Resignation. So, what now? Top analysts are sharing their statements that suggestContinue reading “A Seismic Change in the Workforce in 2025”
With the COVID pandemic well behind us, businesses have decided: Come back to the office, or you may be fired. Many large companies, including The Washington Post, have made it mandatory to come back to the office. If not, they stated they “…will accept resignation.” This has caused an issue for many working Americans whoContinue reading “Return to Office Mandates—How They Impact Women”
As the holidays approach, people are flocking to the malls and stores. With Black Friday around the corner, everyone is looking for the best deals on the hottest products. And now, retail stores and corporate giants have offered an even better option to pay than upfront—buy now, pay later. But what is buy now, payContinue reading “Buy Now, Pay Later—Is it a good idea?”
The world of mom-and-pop shops and self-owned businesses continues to be on the rise. Ever since the coronavirus pandemic, people have opted to leave their current jobs and embark on a new adventure: starting their own business. Some people dream of a lawyer, doctor, or astronaut. Other, more entrepreneur-minded, individuals may opt to open theirContinue reading “How to Create a Successful Start-up Business”